| performance at a glance |
| Sustainable Growth as an Asia Banking Specialist |
| FINANCIAL SUMMARY – DBS GROUP HOLDINGS LTD AND ITS SUBSIDIARIES (“DBSH GROUP”) |
 |
|
| |
|
2006 |
2005 |
2004 |
2003 |
2002 |
 |
| Selected Income Items ($ millions) |
|
|
|
|
|
| Income |
5,438 |
4,641 |
4,976 |
4,265 |
4,239 |
| Profit before allowances and goodwill charges |
3,069 |
2,615 |
3,020 |
2,473 |
2,429 |
Net profit attributable to shareholders
(excluding goodwill charges) |
2,269 |
1,952 |
2,435 |
1,491 |
1,381 |
| Net profit attributable to shareholders |
2,269 |
824 |
1,995 |
1,061 |
1,103 |
Selected Balance Sheet Items
($ millions) |
|
|
|
|
|
| Total assets |
197,372 |
180,204 |
175,671 |
159,479 |
149,425 |
| Customer loans(1) |
86,630 |
79,462 |
69,659 |
64,330 |
60,704 |
| Customer Deposits(1) |
131,373 |
116,884 |
113,206 |
108,041 |
101,315 |
| Shareholders' funds |
18,675 |
16,724 |
16,444 |
14,818 |
14,241 |
| Per Ordinary Share ($) |
|
|
|
|
|
Basic earnings
excluding goodwill charges) |
1.50 |
1.30 |
1.63 |
1.00 |
0.94 |
| Basic earnings |
1.50 |
0.54 |
1.33 |
0.71 |
0.75 |
| Gross dividend |
0.76 |
0.58 |
0.40 |
0.30 |
0.30 |
| Net book value |
12.08 |
10.87 |
10.72 |
9.69 |
9.30 |
| Selected Ratios (%) |
|
|
|
|
|
Return on shareholders' funds
(excluding goodwill charges) |
12.8 |
11.8 |
15.6 |
10.3 |
9.9 |
| Return on shareholders’ funds |
12.8 |
5.0 |
12.8 |
7.3 |
7.9 |
Return on assets
(excluding goodwill charges) |
1.20 |
1.10 |
1.45 |
0.97 |
0.92 |
| Return on assets |
1.20 |
0.46 |
1.19 |
0.69 |
0.73 |
| Cost-to-income |
43.6 |
43.7 |
39.3 |
42.0 |
42.7 |
| Non-performing loans rate |
1.7 |
2.1 |
2.5 |
5.2 |
6.1 |
| Loss allowance coverage |
115 |
97 |
89 |
63 |
59 |
| Capital adequacy |
|
|
|
|
|
| Tier I |
10.2 |
10.6 |
11.3 |
10.5 |
10.3 |
| Total |
14.5 |
14.8 |
15.8 |
15.1 |
15.5 |
|
| (1) Includes financial assets/liabilities at fair value through profit or loss |
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