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| DBS' goal of establishing the first world-class regional bank in Asia is off to a good start. But the company sees this as a journey, not a destination. |
| Leadership begins with Senior Management. And good corporate governance is a prerequisite to good operating performance. |
| Good customers are hard to find, and getting harder to keep. Refocusing products and services to keep them in the fold drove DBS' performance in 1999. |
| The back office is thought to be a pretty boring place. But not at DBS. |
| 1999 Financial Review. |