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Unit Trusts 
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What are these funds? |
| Commonly referred to as unit trusts or mutual funds. They are a form of investment which gathers capital from a group of investors and places it collectively under the management of an asset management company (or a securities investment trust company in the local context). Investment returns and risks are shared proportionally among investors |
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What are offshore/onshore funds? |
| Offshore funds refer to funds that are registered outside the Republic of China and issued by foreign issuers. These funds are approved by the Securities and Futures Bureau of the Financial Supervisory Commission, Executive Yuan, for domestic sale. Offshore funds are denominated in foreign currencies, most of which are in USD.
Onshore funds refer to funds that are registered within the Republic of China and issued by domestic investment trust companies. These funds are approved by the Securities and Futures Bureau of the Financial Supervisory Commission, Executive Yuan, for domestic offering and sale, and are governed by the relevant securities regulations in Taiwan. Onshore funds are denominated in NTD. | |
Dual Currency Investment
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Dual Currency Investment is an investment instrument combining traditional time deposits with currency options. It offers not only deposit interest, but also an enhanced interest derived from the currency option - allowing you to capture high interest returns in the foreign exchange market. Currently DBS provides 10 choices of currencies to suit your needs: SGD, HKD, USD, EUR, JPY, GBP, AUD, NZD, CAD and CHF, with more than 70 different currency combinations including different cross rate combinations that can help you capture greater yield opportunities in the foreign exchange market.
*Dual Currency Investment is not a Traditional Deposit. It is excluded from insurance coverage under the Central Deposit Insurance Corporation according to regulation. | |
Structured Investment Products
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Structured Investment Product is a form of investment product. The return from a Structured Investment Product is dependent on the performance of some underlying financial instruments. Typical financial instruments which are linked to a Structured Investment Product include equities, interest rates, market indices, fixed income instruments, foreign exchange or a combination of these. You can grow your wealth with a peace of mind of getting back your Principal if the Structured Investment Product is held to maturity or Early Redemption (where applicable) by the Bank. This product can be customized to meet the special needs of specific investors.
*A Structured Investment Product is not a Traditional Deposit. It is excluded from insurance coverage under the Central Deposit Insurance Corporation according from regulation. | |
Structured Notes
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Structured Notes is a new type of financial instrument integrating the features of fixed income products (i.e. zero-coupon bonds) and the derivatives. In practice, the principal underlying Structured Notes is buying fixed income products like the zero-coupon bond for the principal protection to a certain degree while the interest is used to invest in derivatives linked to interest rates, foreign exchange rates, commodity futures or equity indexes, and the return of Structured Notes would depend on the performance. | |
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