Asian Wealth Prestige and Asian Wealth Prestige Plus
The flexibility to build, preserve and share your legacy
Asian Wealth Prestige and Asian Wealth Prestige Plus are designed for individuals who are seeking life insurance protection and potential cash value accumulation. Your financial circumstances and goals are unique to you. our Asian Wealth Prestige and Asian Wealth Prestige Plus policies also offer you the flexibility to customise it to address a range of needs in the event of your death:
- Estate liquidity
- Estate equalisation
- Income for your family
- Charitable giving
- Legacy planning
Legacy planning can come in many forms. In a simple legacy creation illustrated below, Mr. & Mrs. Client, have approximately S$10million in estate assets. They would like to leave their children S$3million each, by drawing up a S$6million will. The remaining S$4million would then become their retirement funds.
In another scenario, the strategy is to purchase a life insurance policy on the life of either Mr. or Mrs. Client for S$5million, assuming that the single premium is S$1million. After putting aside a S$1million will for their children, Mr. and Mrs. Client will have S$8million to spend during their retirement, twice the amount they would have should they adopt the simple legacy planning as illustrated above. If this amount is not spent by Mr. and Mrs. Client, more will be left for their children or a charity of their choice.
Key features of Asian Wealth Prestige and Asian Wealth Prestige Plus
- Guaranteed interest rate lock options available1
- Multiple policy currency choices available2
- Multiple no-lapse guarantee benefit periods available3
- Option to convert to a longer no-lapse guarantee benefit period4
- Charitable giving benefit at no additional cost
- Accelerated death benefit at no additional cost
- Option to request a change in eligible life insured
- Option of multi-generational planning
To find out more about how we can assist you in succession planning, leave us your contact details, and a Treasures Relationship Manager will get back to you.