Terms and Conditions

TERMS AND CONDITIONS – TREASURES MEMBER GET MEMBER 2013

1. The DBS Treasures Member Get Member Programme ("Programme") is conducted by DBS Bank Ltd ("DBS") and is open only to eligible, existing DBS Treasures customers ("Introducer") as may be determined by DBS at its sole and absolute discretion.
2. This Programme is valid from 1 January 2013 to 31 December 2013, both dates inclusive ("Promotional Period"). Only referrals received by DBS during this Promotional Period will qualify for the Programme.
3. The following persons are not eligible to participate and will be disqualified from participating in the Programme:
   1. Employees of DBS and its affiliates and their immediate families, the advertising agencies engaged by DBS and its affiliates, and any other parties which are directly involved in organising, promoting and/or conducting the Programme as determined by DBS.
   2. Corporate customers or other entities are not eligible to participate. This Programme is for individual DBS Treasures customers only.
   (For example, if the First Account is established on 15 May 2013, the Introducer will qualify for the reward 31 Jul 2013).
4. Self-introductions are not eligible for any Rewards.
5. Introducer will receive an appreciation reward ("Reward") if he/she introduces a prospective DBS customer and that person starts a DBS Treasures relationship with DBS Singapore and deposits/invests a minimum of S$350,000 (or equivalent in foreign currency) by the end of the third month from the date of deposit/investment ("First Account"). The Introducer shall inform that prospective customer of the Reward prior to making the introduction. Computation of minimum deposit/investment will be determined by DBS at the end of the third month.
6. Each successful Introducer will qualify for the Reward in the following manner for every First Account established:
   1. A S$300 Singapore shopping voucher if the amount of Assets Under Management with DBS Treasures at the end of the third month is between S$350,000 to S$750,000; or
   2. A S$600 Singapore shopping voucher if the amount of Assets Under Management with DBS Treasures at the end of the third month is above S$750,000.
      
   (For example, if the First Account is established on 15 May 2013, the Introducer will qualify for the reward 31 Jul 2013).
7. Each Introducer will receive the Reward within four months from the date of the First Account.
8. Introducer shall inform the prospective customer introduced that a DBS representative will be contacting them. The Introducer consents to DBS disclosing his/her name to the prospective customer introduced.
9. Without prejudice to the generality of Clause 3, DBS reserves the right not to accord Reward(s) to the Introducer if the account: (a) is established with funds from another DBS/POSB account (or from the liquidation of an investment held with DBS/POSB); (b) is opened by a person who is a current DBS Treasures or Treasures Private Client or DBS Private Bank customer (“DBS Wealth Management customer”) or was a DBS Wealth Management customer in the last six months from the date of the referral; (c) is opened in the name of the spouse of the Introducer; or (d) is opened in the name of an existing DBS staff.
10. If more than one Introducer successfully introduces the same prospective customer within the Promotional Period, first referral form received by DBS via mail, fax or email with the prospective customer's name will be entitled to the Reward.
11. There is no limit to the number of referrals from the Introducer.
12. The use and redemption of all Rewards are subject to such terms and conditions which DBS or the merchant may impose from time to time. The Reward is not transferable and not exchangeable for cash, credit or any other item in part or in whole.
13. DBS may at any time and without prior notice substitute or replace the Reward with any other reward of equal or higher value, such value to be determined by DBS at its sole discretion. DBS makes no representation or warranty whatsoever as to the quality or fitness for purpose or any other implied terms or conditions with respect to the Reward. DBS is not liable for any injury, loss or damage whatsoever, whether direct or indirect, arising from or in connection with the Reward.
14. DBS' decision on all matters relating to the Programme, including without limitation to receipt of the prospective customer's details and the computation of the minimum sum at the end of the third month, will be final and binding on all participants. DBS may vary, delete or add to any of these terms and conditions from time to time, without prior notice. In the event of any inconsistency between these terms and conditions and any brochures, marketing or promotional materials relating to the Programme, these terms and conditions shall prevail.
15. These terms and conditions are governed by Singapore law and parties submit to the exclusive jurisdiction of the Singapore courts.

References to "DBS" mean DBS Bank Ltd (including POSB) and its subsidiaries.