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DBS Home Loan Packages
Choose the best package for your DBS home loan
At DBS Bank, we give you the flexibility to pick the package that helps you meet your current and future financial needs best.
DBS Home Loan Interest Rates (Effective Interest Rates)
Interest Rates 1-Year Fixed 2-Year Fixed 3-Year Fixed
Year 1 3.35% Fixed 3.50% Fixed 3.65% Fixed
Year 2 SIBOR + 1.25% 3.50% Fixed 3.65% Fixed
Year 3 SIBOR + 1.25% SIBOR + 1.25% 3.65% Fixed
Year 4 SIBOR + 1.25% SIBOR + 1.25% SIBOR + 1.25%
Year 5 SIBOR + 1.25% SIBOR + 1.25% SIBOR + 1.25%
Thereafter SIBOR + 1.25% SIBOR + 1.25% SIBOR + 1.25%
Interest Rates 4-Year Fixed 5-Year Fixed 6-Year Fixed
Year 1 3.80% Fixed 3.95% Fixed 4.20% Fixed
Year 2 3.80% Fixed 3.95% Fixed 4.20% Fixed
Year 3 3.80% Fixed 3.95% Fixed 4.20% Fixed
Year 4 3.80% Fixed 3.95% Fixed 4.20% Fixed
Year 5 SIBOR + 1.25% 3.95% Fixed 4.20% Fixed
Year 6 SIBOR + 1.25% SIBOR + 1.25% 4.20% Fixed
Thereafter SIBOR + 1.25% SIBOR + 1.25% SIBOR + 1.25%
Interest Rates 7-Year Fixed 8-Year Fixed 9-Year Fixed
Year 1 - 6 4.45% Fixed 4.70% Fixed 4.95% Fixed
Year 7 4.45% Fixed 4.70% Fixed 4.95% Fixed
Year 8 SIBOR + 1.25% 4.70% Fixed 4.95% Fixed
Year 9 SIBOR + 1.25% SIBOR + 1.25% 4.95% Fixed
Thereafter SIBOR + 1.25% SIBOR + 1.25% SIBOR + 1.25%
Interest Rates 10-Year Fixed
Year 1 - 6 5.20% Fixed
Year 7 5.20% Fixed
Year 8 5.20% Fixed
Year 9 5.20% Fixed
Year 10 5.20% Fixed
Thereafter SIBOR + 1.25%

The above packages are applicable for New Purchase Completed Properties with Loan-To-Value less than or equal to 80% only.
The SIBOR refers to the 12 months SIBOR.
The SIBOR will be based on the first business day of the previous month for the relevant period.
The effective interest rate will vary depending on the loan packages.
The above interest rates and terms are subject to change and DBS's right of review.

Terms and conditions apply.
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Talk to our Home Loan Specialists at 6333 0033. Or email us at homeloan@dbs.com for all your home loan needs.
 
IMPORTANT INFORMATION

  1. The Bank may vary the interest rate from time to time. If the interest rate is revised, the monthly instalments will be based on the revised interest rate and may be increased or reduced.


  2. An interest rate quoted for a particular housing loan applies only to that housing loan package, and may differ from the interest rates offered to other customers for other types of housing loan facilities.


  3. To assist you in your planning, we are pleased to provide upon request from any of our branches, loan repayment schedules in respect of our home loan packages.

Note: The Association of Banks in Singapore (ABS) has published a "Guide on Home Loans", and you are encouraged to read this before committing to any housing loan. The guide is available on MAS' and ABS' websites in the four official languages. Copies of the guide are also available at any of our branches.
 
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