MyShield - Medical/Healthcare Insurance

Overview | Benefits | Premium | Provisions

Say NO to high medical expenses with MyShield

Introducing MyShield - a one-of-a-kind Medisave-approved medical insurance policy.

Why is MyShield the finest pick?

• Saves you money
  MyShield is designed to reimburse your hospital bills¹ on an "as charged"² basis. There are NO daily and weekly sub-limits, NO room and board sub-limits and NO surgical sub-limits. So you can receive a higher reimbursement on your hospital bills and co-pay less from your own pocket.
• Guaranteed renewability and unlimited life-long cover
  MyShield is guaranteed renewable regardless of your future health conditions, and provides unlimited lifetime cover.
• Extra cover for 5 major critical illnesses
  Enjoy additional inpatient cover of up to $150,000 per policy year for heart attack, major cancer, stroke, end stage lung disease and end stage liver disease.
• Free coverage for children³
  Your children are covered for free till they are 20 years of age at the next birthday.
• Affordable and cash-free⁴
  MyShield is highly affordable, with premiums as low as 25 cents a day⁵. Better yet, you can pay for your premiums using your CPF Medisave account.
• Interim coverage while policy is still in process
  The moment we receive your application you are covered⁶ for up to S$30,000 in medical reimbursement for inpatient expenses in a Singapore Restructured Hospital due to an accident. This is in effect for up to 60 days from the date of application is received⁷.

To sign up, no medical check-up is needed. So don't wait, protect yourself with MyShield today!

For extra coverage, complement your MyShield Plan with MyShield Plus.

1. Includes inpatient benefits such as daily room & board and intensive care unit. Full details may be found in the benefits schedule and the policy contract.
2. Subject to applicable deductibles, coinsurance and policy year limit.
3. Subject to acceptance of application, child is covered for free under Plan 2, if both parents are insured under Plan 1 or Plan 2.
4. Annual premiums will be paid through your CPF Medisave Account, up to a limit of S$800 per year (for insured persons below 81 years old at age next birthday) and S$1,150 per year (for insured persons 81 years old and above at age next birthday). The balance is payable by cash.
5. Based on Plan 3, age 1-30 next birthday.
6. Interim cover is only for those with no basic MediShield or only basic MediShield coverage. Both deductible and co-insurance apply regardless of whether applicant has applied for MyShield Plus. Pro-ration factor would also apply if the insured person has been admitted to a higher ward than what has been applied in the application for MyShield or admitted to a Singapore Private Hospital.
7. The interim cover will terminate earlier upon the occurrence of certain events. Please see the Interim Cover Terms and Conditions (Accidental Medical Reimbursement) for the details.