MoneySmart Men/Ladies - Life Insurance Plan Benefits

Overview | Benefits | Investment-linked Funds | Illustration

Enjoy the best of both worlds

• Choice of regular or single premium plan
• Customize your own investment choices from the range of funds available
• Enjoy insurance coverage
  • Regular Premium Plan: Death, total & permanent disability and terminal illness
  • Single Premium Plan: Death, accidental death and terminal illness
• Optional supplementary benefits to enhance your protection
  • Level Assurance Benefit:
    Provides a lump sum benefit upon death, total & permanent disability or terminal illness
  • Accidental Death or Dismemberment (ADD):
    Provides a lump sum benefit upon accidental death and a percentage of the ADD benefit upon accidental dismemberment
  • Male Illnesses Benefit
    Provides a lump sum benefit upon diagnosis of any of the 6 common male cancers. In addition, it reimburses a biennial checkup plus expenses for surgeries due to burns, accidents or removal of kidney stones via open surgery. It also pays 2 times the Male Illness sum assured upon death or total & permanent disability due to accidents.
  • Female Illnesses Benefit
    Provides a lump sum benefit upon diagnosis of any of 6 the common female cancers (at both non-invasive and invasive stages) or any of the 4 female critical illnesses covered. It also reimburses a biennial check-up plus expenses for reconstructive surgeries for breasts due to cancer, disfigurements due to accidents and skin transplants due to burns.
  • Critical Illness Additional Benefit:
    Provides a lump sum benefit upon diagnosis of any of the 30 critical illnesses covered
  • Critical Illness Premium Waiver Benefit:
    Waiver of future premiums of basic plan and applicable supplementary benefits upon diagnosis of any of the 30 critical illnesses covered