MoneyBack - Life Insurance Endowment Plan Premium

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The flexible coverage for a unique lifestyle

MoneyBack is a 20-year regular premium life insurance endowment plan. It helps you to save and accumulate wealth for the needs that you might have in the future.

With MoneyBack, you get 6% guaranteed cashback^ every year from end of 2nd to 19th policy year. For example, if your basic sum assured is S$38,000, your yearly cash coupons payable will be S$2,280. You can choose to withdraw and use the cash coupons, or reinvest** them.

You will get all the benefits of different plans coming under one smart plan that only works to your advantage.

MoneyBack (an example)
Profile: Female, age 30, non-smoker
Sum Assured: $38,000
Premium: $311.50 per month for 20 years

Assume coupons accumulated
Customer pays: Customer enjoys:

Monthly Premium - $311.50 ($3,738 per year)

Basic Sum Assured of $38,000 (Death, TI and TPD)

Total Premiums Paid @ 20 Years - $74,760

$76,000 on Accidental Death (before Age 65)
 

Total payout of $101,5743 at maturity, comprising :

  • Guaranteed 6% of $38,000 or $2,280 yearly cashback from year 2 - 19. Total Coupons payouts of $41,040
  • Total Annual Bonuses3, Interest On Coupons Reinvested4 and Maturity Bonus3 of $60,534 (not guaranteed)

^ Cashback refers to coupon payouts received via cheque or via direct credit into your bank account. The guaranteed cashback from end of policy year 2 to 19 is 6% of the sum assured.
** Reinvested coupons will earn an interest of 3% per year. The interest rate is not guaranteed and is subject to change.

  1. This figure comprises total guaranteed coupons of $41,040 and assumes that cash coupons are reinvested with Aviva and earn interest at 3% per year. The interest is not guaranteed and is subject to change. The bonuses are not guaranteed and depend on the performance of Aviva's Life Fund.
  2. Annual coupon payouts of 6% of sum assured start from end of 2nd policy year. You may choose to withdraw the full amount or any amount, subject to the minimum.
  3. Bonuses are not guaranteed and depend on the performance of Aviva's Life Fund.
  4. Reinvested coupons will earn interest of 3% per year. The interest is not guaranteed and subject to change.

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