DriveShield FAQS - Motor Insurance

Frequently Asked Questions

About DriveShield Policy

1. What is DriveShield?
2. What are the key differences between the Value Plan and Premier Plan?
3. What are the benefits under DriveShield?
4. What is New for Old Replacement benefit about?
5. What is the Loan Protection Benefit about?
6. How does the windscreen cover work?
7. What services are provided under the Automobile Assistance Services?
8. What are Emergency Medical Evacuation and Repatriation Services?
9. What is an “Excess”?
10. How much is my vehicle being insured for?
11. What is the No Claims Discount (NCD) Protector and how does it work?
12. What should I do in the event of an accident?

About the Application

1. How to get a motor quotation?
2. How to apply for the motor insurance?
3. Can I cancel the Policy?
4. Am I eligible for Offence-Free Discount?
5. Do I need to insure the COE and PARF?
6. Can I purchase No Claim Discount Protection?
7. What if the Registered Owner is not driving the car?
8. My spouse is also driving the car. Do I have to mention that in the application?

About DBS 0% interest Installment Payment Plan

1. What is the DBS 0% interest Installment Payment Plan about?
2. How to enroll for the 0% interest Installment Payment Plan
3. What is the minimum amount to enjoy the DBS 0% interest Installment Payment Plan?
4. Is there any administration charges to enjoy the DBS 0% interest Installment Payment Plan?
5. How will I be billed under the DBS 0% interest Installment Payment Plan?
6. What happens if there is premium refund under my policy?
7. What if I have a total loss claim under my motor policy?
8. What happens if I cancel my DBS credit card before I settle the outstanding installment?