Member-Get-Member Programme

Here's a bonus benefit you enjoy with your DBS Home Loan and Renovation Loan. Receive an attractive token of appreciation when you successfully refer a friend to DBS for a Home Loan or Renovation Loan. The more referrals you make, the more rewards you get. So take delight in sharing today!

Here's how DBS Member-Get-Member Programme works:

Next Steps

Housing Loan Referral Form
Renovation Loan Referral Form

Terms and Conditions:

1. DBS Member-Get-Member ("Promotion") is only open to existing DBS or POSB ("Bank") housing loan, term loan or renovation loan customers ("Introducer").
2. Introducers and customers referred by Introducers ("Referred Customer") cannot be employees of the Bank. Where there are joint borrowers, the referral will not qualify for this Promotion if any one of the borrowers is an employee of the Bank.
3. A Referred Customer cannot have any existing housing, term or renovation loan(s) with the Bank. Where there are joint borrowers, the referral will not qualify for this Promotion if any one of the borrowers has any existing housing, term or renovation loan(s) with the Bank.In these terms and conditions, "housing or term loan" refers to a housing loan facility or term loan facility that is secured by a mortgage on property, and "renovation loan" refers to a loan facility for the renovation of a residential property.
4. The date of referral shall be determined as the date that the Bank receives your online or hardcopy referral. Referrals must be submitted in the manner prescribed by the Bank.
5. A successful referral is a referral dated from 1 January 2012 to 30 June 2012 (both date inclusive), and where the Referred Customer accepts the Bank's Letter of Offer for a housing or term loan of minimum loan amount of S$100,000, or a renovation loan of minimum loan amount of S$15,000, on or before 30 June 2012.
6. Subject to Clauses 6, 7and 8, an Introducer who makes a successful housing, term or renovation loan referral will receive either a $88 EZ-link card or a redemption letter to claim the shopping vouchers ("Reward") of the following values.
   

   Loan Size	Your Reward
   $100,000 to < $500,000	$100
   $500,000 to < $1,500,000	$300
   $1,500,000 to < $3,000,000	$800
   $3,000,000 and above	$1000

   
   

   Renovation Loan Size	Your Reward
   S$15,000 and above	$88 EZ-link

7. If more than one person refers the same Referred Customer, whether under this Promotion or any other referral program, only the first person to make the referral will be eligible for the referral reward under the relevant program. In the event of any dispute, the Bank shall have the sole and final discretion in deciding which person made the first referral.
8. The Bank reserves the right to substitute or replace any Reward with another prize of similar value without giving prior notice.
9. It is the responsibility of the Introducer to ensure that he/she has the consent of the Referred Customer to give the Referred Customer's contact information to the Bank. The Introducer agrees that the Bank may disclose information relating to the Introducer to the Referred Customer, for the purposes of or in connection with this Promotion.
10. The Bank reserves the right not to give the Reward if any information provided is incomplete or inaccurate.
11. The Bank reserves the right not to give the Reward where the Bank has already paid any other form of referral fee to acquire the loan.
12. Notwithstanding anything herein, the Bank reserves the right at any time at its absolute discretion to vary or supplement the terms herein, and to suspend or withdraw the Promotion without prior notice or liability to the participants. The Bank may reject any claim for the Reward in the event of irregularity, discrepancy or dispute, and its decision shall be conclusive and binding.
13. Redemption of the Reward is subject to the terms and conditions set out in the Reward redemption letter. Only original redemption letters will be accepted at the participating merchants. Late redemptions will not be entertained and the Reward will be treated as uncollected. Introducers shall not be entitled to compensation for any uncollected Rewards.
14. Reward redemption letters and Rewards are not replaceable, non-transferable and cannot be exchanged for cash, credit or kind. Redemption and use of the Rewards are subject to the terms and conditions of the participating merchants. DBS makes no representation or warranty whatsoever in respect of the Rewards, the use thereof or the goods and services procured using the Rewards. DBS is not the issuer of the Rewards nor a supplier of the products or services they are exchangeable for. Any dispute must be resolved directly with the participating merchant.
15. Participation in this Promotion is deemed acceptance of these terms and conditions.