Cashline Instalment Loan
Extra cash at low interest rate to fulfil your dreams
Offering one of the lowest interest rates in town, DBS Cashline Instalment Loan is your affordable solution to extra cash. With fixed monthly repayments of up to 60 months, you can select your desired loan tenure and maintain absolute control over your cash flow.
Low interest rate
For customers with annual income of less than S$30,000
Tenure
(months) |
AIR ^
(% p.a.) |
Processing fee |
EIR *
(% p.a.) |
Monthly instalment amount for loan of S$5,000 |
| 12 |
8.8 |
1% |
17.62 |
S$454 |
| 24 |
8.8 |
1% |
16.95 |
S$245 |
| 36 |
8.8 |
1% |
16.47 |
S$176 |
| 48 |
8.8 |
1% |
16.07 |
S$141 |
For customers with annual income of at least S$30,000
Tenure
(months) |
AIR ^
(% p.a.) |
Processing fee |
EIR *
(% p.a.) |
Monthly instalment amount for loan of S$5,000 |
| 12 |
5.8 |
1% |
12.32 |
S$441 |
| 24 |
5.8 |
1% |
11.66 |
S$233 |
| 36 |
7.8 |
1% |
14.78 |
S$172 |
| 48 |
7.8 |
1% |
14.43 |
S$137 |
| 60 |
7.8 |
1% |
14.13 |
S$116 |
The above monthly instalment amounts have been simplified for illustration purpose.
Loan amount and tenure to fit your needs
Decide on your preferred loan amount within your credit limit and choose from our range of loan tenures - 12, 24, 36, 48 or 60 months.
Fixed repayments for better control
With fixed monthly repayments, you can manage your finances with more discipline and have better control over your cash flow. You also have the extra assurance of repaying your loan within a fixed period.
Flexible usage
You can still continue to use any remaining credit on your Cashline account. And with every monthly repayment, your credit limit will be reinstated accordingly for your use.