Credit Cards Instalment Loan

Extra cash with affordable monthly instalments for better control

DBS Credit Cards Instalment Loan is a disciplined way to manage your cash flow with one of the lowest interest rates in town. What's more, with repayment tenure of up to 60 months, getting anything you want is easier and more affordable than before!

Low interest rate

For existing Credit Cards customers

Tenure (months)	A.I.R (% p.a.)^	Processing fee	E.I.R (% p.a.)*	Monthly instalment amount for loan of S$5,000
12	6.8	1%	14.10	S$445
24	6.8	1%	13.44	S$237
36	6.8	1%	13.06	S$168
48	6.8	1%	12.76	S$133
60	6.8	1%	12.50	S$112

In addition, as an existing DBS Credit Card customer, you get to enjoy free shopping vouchers if you sign up for DBS Credit Cards Instalment Loan!

For new Credit Cards customers who sign up for Instalment Loan

Tenure (months)	A.I.R (% p.a.)^	Processing fee	E.I.R (% p.a.)*	Monthly instalment amount for loan of S$5,000
12	6.8	0%	12.32	S$445
24	6.8	0%	12.56	S$237
36	6.8	0%	12.48	S$168
48	6.8	0%	12.34	S$133
60	6.8	0%	12.18	S$112

^ A.I.R: Applied Interest Rate
* E.I.R.: Effective Interest Rate – inclusive of 1% processing fee, if any
The above monthly instalment amounts have been simplified for illustration purposes

Loan amount and tenure to fit your needs

Decide on your preferred loan amount within your credit limit and choose from our range of loan tenures - 12, 24, 36, 48 or 60 months.

Fixed repayments for better control

With fixed monthly repayments, you can manage your finances with more discipline and have better control over your cash flow. You also have the extra assurance of repaying your loan within a fixed period.

Flexible usage

You can still continue to use any remaining credit on your Credit Card account. And with every monthly repayment, your credit limit will be reinstated accordingly for your use.

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or SMS PROMO<space>IL<space>NRIC to 76060

*DBS Credit Cards Instalment Loan Promotion Terms and Conditions:

1. Promotion is valid from 1 March 2012 to 31 May 2012, for existing Credit Cards customers only.
2. The S$50 CapitaVouchers is limited to the first 250 customers, with a minimum approved loan amount of S$5,000 on 36, 48 or 60 months tenure. Strictly one redemption per customer.
3. The S$100 CapitaVouchers is limited to the first 150 customers with a minimum approved loan amount of S$10,000 on 36, 48 or 60 months tenure, Strictly one redemption per customer.
4. The redemption letter will be sent to the eligible customers within 3 months from the instalment loan approval date.
5. Discounts, offers, prizes, gifts, complimentary items, vouchers, rebates, redemptions and privileges are non-redeemable for cash, non-transferable, non-assignable and non-exchangeable. Prizes, gifts, complimentary items, vouchers, rebate letters and redemption letters are non-replaceable if lost, stolen or damaged.
6. We reserve the right to replace the complimentary vouchers with any item(s) of a similar value without prior notice.

Revision to Instalment Loan Terms and Conditions
Please be informed that amendments have been made to the terms governing Credit Cards Instalment Loan, all of which will take effect on 1 March 2012. Please click here for the updated version of the terms (Ref V6. 1 March 2012)