Cash Advance - Ways to Get Instant Cash

DBS Cash Advance gives you extra cash for every occasion, whenever you need it. Simply ask for any amount up to your available credit limit and we'll give it to you in hand or have it transferred to your account immediately. No questions asked. And what's more, you can enjoy the flexibility of paying us back anytime you want. There is no minimum Cash Advance withdrawal amount.

4 easy ways to get instant extra cash

ATM
If you need cash right away, just visit your nearest DBS or POSB ATM. You can withdraw money anytime 24/7 - even when you're overseas - using American Express, MasterCard, Cirrus, Visa and PLUS ATMs. All you need is your credit card PIN. Forgot your PIN or don't have one yet? Give us a call on 1800-111-1111 or +65 6327 2265 (from overseas). Maximum withdrawal amount from a DBS/POSB ATM is S$3,000 per day.

Branches
You can get instant cash over the counter at any DBS or POSB branch. If you're overseas, just visit any bank displaying your card logo - American Express, Visa, or MasterCard.

Cash-on-call
Cash-on-call is a cash advance by telephone. Simply dial 1800-111-1111 or +65 6327 2265 (for overseas calls)

Press 1 for English or 2 for Mandarin
Then press *0 to speak to someone from our friendly customer service team

Tell us:

Your name and DBS Credit Card account number
The amount of cash you want and the account number you want it credited to

We'll give you a reference number right away. If you make your request before 2pm on weekdays, it will be credited the same day. If it's after 2pm on weekdays, or on a Saturday, Sunday or public holiday, it will be in your account on the next working day.

iBanking
Log in to iBanking to transfer funds from your credit card to any DBS, POSB or inter-bank account. It's easy and it's immediate!

You can simply apply for Cash Advance conveniently in the comfort of your home via iBanking.
Check out other iBanking Services.

Rates & Charges

A 5% transaction fee or S$15, whichever is greater, applies for each cash advance transaction
Finance charge of 2% per month (effective interest rate 24% p.a. subject to compounding if the charges are not repaid in full) on the transaction amount, chargeable on a daily basis from the date of transaction until receipt of full payment (minimum charge: S$2.50)
Cash Advance fees and charges apply for all overseas ATM withdrawals