NUS Debit Card

Let the good times roll.

While you study hard and party hard, let the DBS NUS Debit Card work even harder to manage your finances and pay for all the stuff you need. Why wait to live the good life?

Benefits

You can sign for purchases in Singapore and overseas. You can pay using your PIN through service providers such as NETS and at all AXS stations, plus withdraw money at over 900 DBS/POSB ATMs island-wide. You can even shop online or order via phone or mail. And since you are in Singapore, enjoy mouth-watering deals at over 600 outlets.

Your all-in-one payment card
0.3% Cashback⁺
DBS Indulge - Dining deals at over 600 outlets islandwide
Worldwide access to cash (Activation required)
Shop online with no worries
4-Year Annual Fee Waiver
Exclusive Privileges from DBS
No bills to worry about
Zero lost card liability*

*For transactions made after informing us of card loss

Read on to learn more about the card's benefits and privileges.

Your all-in-one payment card

The DBS NUS Debit Card looks and works just like a credit card. It offers you the convenience of signing for your purchases, wherever and whenever you are dining, shopping, travelling or holidaying. This Debit Card also lets you withdraw cash at over 900 DBS/POSB ATMs in Singapore and over 900,000 MasterCard /Cirrus ATMs worldwide. And it gives you the option of paying using your PIN through service providers such as NETS and at AXS stations in Singapore.

Get 0.3% Cashback⁺ on your local purchases

Every 3 months, 0.3% of your spending is credited back to your account whenever you sign for your purchases in Singapore, as well as for local online, mail and phone transactions. Signing for your purchases has never been more rewarding.

Enjoy DBS Indulge

You can now enjoy a hearty selection of dining deals of up to 50% off at over 600 outlets islandwide! Just check out your one-stop menu of privileges now!
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Worldwide access to cash

Your Debit Card is the only Card you'll need for worldwide access to your bank account. You can use your card overseas at:

Over 10 million Maestro retail outlets
Over 900,000 MasterCard/Cirrus ATMs

You can enable the overseas cash withdrawal function at any DBS/POSB ATM:
1. Select "More Services" twice
2. Select "Change ATM Card Overseas Access"
3. Once the function has been enabled, a receipt will be printed
This function can be disabled in the same way.

Please note:

There's a charge of S$5 per cash withdrawal on overseas Cirrus ATMs. You will enjoy a preferential flat service fee of S$2 if you use your Debit Card at the ATMs of Bank Danamon (Indonesia) and Bank of Philippines Island (Philippines).
Cash withdrawal at DBS Hong Kong and DBS Taiwan ATMs will be free of charge.
The amount withdrawn in US dollars shall be converted to Singapore dollars on the date of conversion. The amount withdrawn in foreign currency other than US Dollars will be converted into US dollars before being converted into Singapore dollars. All conversions shall be based on the prevailing wholesale interbank rates or the government-mandated rate, as shall be determined by the respective card associations. The rate used for the conversion may be different from the rate in effect on the date of the transaction due to market fluctuation.
The amount withdrawn in foreign currency at overseas ATMs or purchases made in foreign currency at Maestro terminals are subject to a charge imposed by the respective card associations, either as a reimbursement charge representing the charge imposed on us or as a direct charge to you. An administrative fee of 2.0% of the foreign currency withdrawal or transaction amount for services provided or actions taken by us in relation to such foreign currency transactions shall be payable by you and debited to your Card Account.

Embrace Virtual Living

You can now shop on the internet or make mail/telephone purchases. Each secure e-commerce transaction has a spending limit of S$2,000

Subject to the daily spending limit of S$5,000 for MasterCard signature, online, mail and telephone payments
Or the available balance in your bank account. You can also log on to DBS iBanking to make enquiries on your debit card transactions.

4-Year Annual Fee Waiver

We know what it’s like to be a struggling student. So apply now and for the first 4 years, your annual fee is on us.

Exclusive DBS Privileges

You can now enjoy exclusive DBS discounts and dining privileges all-year round. Simply sign with your DBS NUS Debit Card to enjoy these benefits.

No bills to worry about

You don't have to worry about monthly bills or outstanding payments because your purchases are deducted directly from your bank account which you can keep track with a monthly statement.

All-round Protection

With the DBS NUS Debit Card, you’ll have absolute peace of mind with zero lost card liability for fraudulent charges made after you report the loss of your card.

⁺Effective 1 October 2011, minimum spending of S$500 per quarter is required to be entitled to the 0.3% cashback. 0.3% cashback is calculated based on Singapore dollar denominated transaction amount on transaction date. Cashback earned for the current quarter's transactions (e.g. January to March) will be credited in the following month (e.g. April) to the primary account linked to your DBS Visa Debit Card and reflected in your monthly Debit Card/bank account statement (e.g. May). Cashback is not valid for PIN-based transactions (e.g. NETS, ATM, AXS, etc), foreign currency transactions and bill payments. If the Card and/or Primary Account are terminated at anytime, for any reason, whether by Cardmember or DBS, any cashback earned will not be credited to the Cardmember's account.

Important Notes

This ATM Card with the signature Debit Function can be used for PIN transactions locally and overseas at ATMs, NETS and AXS.
The signature Debit function of this card allows you to make online, mail or phone purchases in addition to signing for local and overseas purchases against this card. Purchase amounts will be deducted from your account when either the signature Debit function or PIN is used. This card has an additional risk of unauthorized signature-based or online transactions if the card is lost or stolen or if the PIN is disclosed without your authorization. However, you can set the daily spending limit to S$0 for signature-based transactions. When this spending limit is S$0, your card will function as an ATM card only.
The overseas cash withdrawal function for this card has been disabled. You can choose to enable it now or later as and when required. We strongly recommend that you turn off the overseas withdrawal option when you are in Singapore.
If your card is lost, stolen or if the PIN has been compromised, please notify the bank immediately.
1. Please make the necessary police report and avail the bank a copy
2. If the loss, theft or PIN compromise was not due to your fault or contributory negligence, your maximum liability is capped at S$100 for unauthorized transactions before you notify us of the loss, theft or PIN compromise.
3. You will not be liable for any fraudulent transactions carried out after you notify us.
4. Once we establish that the loss or theft of your card or unauthorized disclosure of PIN was not due to your fault or negligence, we will refund the amounts deducted from your bank account for unauthorized transactions in excess of $100 within 14 working days from the time you submit all necessary information to the Bank.
Before you use the card, please read the DBS Debit Card Agreement, the Terms and Conditions Governing Electronics Services and the Terms and Conditions Governing Accounts.

Application Process

You are just three steps away from your new DBS card.
Step 1 – Complete the online application, print the form and sign it.
Step 2 – Mail or fax the form to us.
Step 3 – You will receive your new DBS card within 5 working days after we receive your application.

Apply Online Now

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