Secure Technology

How does DBS protect me with Secure Technology whenever I bank online?

• Our iBanking site is kept secure by a 128-bit Extended Validated Secure Socket Layer (SSL). All information that you key in on the site will be protected and kept confidential under SSL.
• If you need to verify that the iBanking site you are visiting is legitimate, look out for the VeriSign SSL certificate and VeriSign logo, which will appear on the bottom-left of our login page.

• All iBanking users have a unique iBanking PIN and User ID which they need to key in first, before accessing their account information or performing online transactions.
• Your unique User ID and PIN cannot be duplicated by any other user on our system.

• We employ multi-factor authentication, when you perform online transactions - with a User PIN, DBS iB Secure Device and SMS OTP, for greater security.
• User PIN and DBS iB Secure Device are used during your login, but SMS OTP is only used for higher risk transactions - such as funds transfer.

• When our system detects that your iBanking session has been inactive for some time, you will automatically be logged out. This will prevent any unauthorised users from accessing your account.

• You can customise your transfer limit whenever you perform a funds transfer to another bank account.