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Cash in 5 mins
More than just getting cash, it's about speed and convenience for you.

Apply now and get the personal loan1 from the bank you can count on.

You have a choice of Term Loan2 or Credit Line3 to suit your needs.

To qualify, you must be a Singaporean or Permanent Resident between 21 and 60 years of age, residing in Singapore and earn a minimum gross annual income of $30,000.

To apply, visit any of the following selected POSB branches with following documents:

Please attach a copy of your NRIC (front and back) plus:

For Fixed/ Variable Income Employees
You are required to retrieve your CPF contribution history statement using your Singpass on the spot at the branch.

For Full Commissioned/ Self-Employed
You are not eligible to apply through Cash in 5.
You may, however, provide 2 years' Income Tax Notice of Assessment and apply through the normal processing mode

Selected POSB branches:

East - Marine Parade, Sims Avenue, Tampines Central, White Sands (11am - 6pm)

West - Buona Vista, Jurong East Central, Yew Tee

South / Central - Bras Basah, Centrepoint (11am - 7pm), Collyer Quay, Keypoint, Tanjong Pagar, Tiong Bahru (11am - 7pm), Vivo City (11am - 6pm)

North / North East - Ang Mo Kio Central, Bishan Central, Compass Point (11am - 6pm), Hougang Central, Toa Payoh Central, Woodlands West, Yishun West

Alternatively, SMS Cash <space> Name to 76555 now.

For more information on respective product, click Term Loan or Credit Line or call 1800 339 6666.

*Funds will be available or disbursed in 5 minutes upon approval of loan, subject to submission of completed application form and required documents

1Loan amount / credit limit is capped at $10,000 and below for fast processing service. Existing DBS Cashline and POSB Loan Assist customers are not eligible.
2Term Loan will be issued through POSB Loan Assist - Interest rate for 1-year and 2-year loan is 5.88%p.a., effective interest rate being 10.68%p.a. and 10.91%p.a. respectively. Interest rate for a 3-year, 4-year and 5-year loan is 8.88%p.a., effective interest rate being 16.04%p.a., 15.79%p.a. and 15.53%p.a. respectively.
3Credit line will be issued through DBS Cashline at the prevailing interest rate of 17.8%p.a.
All selected POSB branches operate between 8.30am - 4.30pm unless otherwise stated.
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