POSB Loan Assist

Extra cash is yours in 5 Minute
Get cash of up to 4X your monthly salary in 5 minutes*. Click here for more information.

Attractive rates and terms
Probably the most affordable loan available with its fixed interest rates. What's more, no guarantor or collateral is required.

Convenient access to cash
The approved loan amount will be directly credited into your chosen POSB/DBS account. You will then be able to access your funds easily from any of our 900 over ATMs island-wide.

No prepayment penalty
There is no prepayment fee charged if you decide to pay off the loan after a year and all prepayments will also enjoy an interest rebate*, so you have a choice to pay off your loan sooner and save on interest!

Hassle-free monthly repayments
The fixed monthly instalments will be deducted from your chosen POSB/DBS account automatically.

Peace of mind with Insurance1 coverage
You will be also be automatically covered with our personal loan life insurance1 that will take care of your payments should the unforeseen occur. This is included with just 1% of the approved loan amount.


*Interest rebate calculation will be based on a formula prescribe by the bank. For details please refer to Quick tips

1Personal loan life insurance is underwritten by AVIVA Ltd. If you need further information, you may call AVIVA Ltd at 6321 7859.