POSB Home Ideal First

More than just the first home loan pegged to CPF rates, POSB Home Ideal First is the first to offer you a 7-day return policy.

Because only POSB knows you need added assurance for your first home loan.

Buying your first home is probably the biggest and most exciting event of your life. Which is why getting the right home loan is important.

POSB Home Ideal First is the first home loan in the market created for first-time home owners like you in mind.

Enjoy exclusive benefits with POSB Home Ideal First.

7-day¹ return policy - a 'first' in the market
We know that you need added assurance for your first home loan. That is why we are offering you a 7-day return policy², which allows you to assess if the loan suits your needs.
Flexible Monthly Instalment Payments
Choose the monthly repayment amount you are most comfortable with so that you can manage your cashflow.
Loyalty Rewards
If you already have an existing HDB loan with us, you get to enjoy special benefits on your next home loan when you upgrade to your first private property.
CPF-pegged Interest Rates
You will continue to enjoy transparency on your home loan rates³ since CPF rates are known to the public. You also enjoy stability of rates as the historical trend shows that the CPF Ordinary Account rate has remained at 2.5% p.a. since July 1999⁴.

Home in on POSB Home Ideal First. Sign up today.
Call us at 6333 0033
Or sms Home<space>Name<space>NRIC to 76060
Or email us and a Home Advice Specialist will be in touch with you

Collect your A-Z Guide for first-time home owners from any POSB branch today!