More than just the first home loan pegged to CPF rates, POSB Home Ideal First is the first to offer you a 7-day return policy.
Because only POSB knows you need added assurance for your first home loan.
Buying your first home is probably the biggest and most exciting event of your life. Which is why getting the right home loan is important.
POSB Home Ideal First is the first home loan in the market created for first-time home owners like you in mind.
Enjoy exclusive benefits with POSB Home Ideal First.
7-day return policy - a 'first' in the market
We know that you need added assurance for your first home loan. That is why we are offering you a 7-day return policy, which allows you to assess if the loan suits your needs.
Flexible Monthly Instalment Payments
Choose the monthly repayment amount you are most comfortable with so that you can manage your cashflow.
Loyalty Rewards
If you already have an existing HDB loan with us, you get to enjoy special benefits on your next home loan when you upgrade to your first private property.
CPF-pegged Interest Rates
You will continue to enjoy transparency on your home loan rates since CPF rates are known to the public. You also enjoy stability of rates as the historical trend shows that the CPF Ordinary Account rate has remained at 2.5% p.a. since July 1999.
Home in on POSB Home Ideal First. Sign up today.
So, whether you are buying your first HDB flat or private property, or upgrading to your first private property, talk to us today for a home loan that stays true to your needs as first-time home owners.
Click here to speak to a Home Advice Specialist today. Alternatively, you may visit any POSB branch or call us at 6333 0033.
Collect your A-Z Guide for first-time home owners from any POSB branch today!
Terms and Conditions
1.
7-day refers to 7 calendar days from the date of acceptance of the housing loan.
2.
Applicable to selected packages only.
3.
The Bank reserves the right to vary the interest rate if any of the following conditions occur:
i.
CPF Board changes the basis of computation for CPF rates;
ii.
Changes to the CPF Act which governs the CPF rates; or
iii.
Any other condition that the Bank may impose from time to time.
4.
Historical rates are not necessarily indicative of future interest rates.
Other terms and conditions apply. All information correct at time of publishing.
IMPORTANT INFORMATION
The Bank may vary the interest rate from time to time. If the interest rate is revised, the monthly instalments will be based on the revised interest rate and may be increased or reduced.
An interest rate quoted for a particular housing loan applies only to that housing loan package, and may differ from the interest rates offered to other customers for other types of housing loan facilities.
To assist you in your planning, we are pleased to provide upon request from any of our branches, loan repayment schedules in respect of our home loan packages.
Note: The Association of Banks in Singapore (ABS) has published a "Guide on Home Loans", and you are encouraged to read this before committing to any housing loan. The guide is available on MAS' and ABS' websites in the four official languages. Copies of the guide are also available at any of our branches.
Terms
& Conditions | 
