HomeSecure

HomeSecure – Home Protection Plan
Overview | Benefits | Premium
I Want To Apply Now

HOMESECURE - BENEFFITS AT A GLANCE CHOICE OF PLAN
SILVER GOLD PLATINUM
Section I - Home Contents & Renovations
Cover for physical loss of or damage to the
Contents and Renovations caused by
  1. Fire, lightning
  2. Explosion of domestic appliances
  3. Hurricane, cyclone, typhoon, windstorm, flood (Deductible: $100)
  4. Bursting or overflowing of a domestic water tank, apparatues or pipe in or about Your Home (Deductible: S$100)
  5. Earthquake or earthquake shock
  6. Aircraft and other spatial devices or articles dropped from them
  7. Impact by any land vehicle or any animal
  8. Civil commotion, labour distrurbance and riot
  9. Malicous act
  10. Theft accompanied by violent or forcible entry into your home
 Up to S$100,000 Up to S$150,000 Up to S$200,000
Section II - Alternative Accommodation
Cover for the necessary cost of reasonable alternative accommodation if your home remains uninhabitable due to an insured event
(up to 90 consecutive days) 		Up to S$10,000 Up to S$15,000 Up to S$20,000
Section III - Conservancy Charges
Reimbursement of the monthly Service and Conservancy Charges up to 3 months if your home remains uninhabitable due to an insured event 		S$300 S$500 S$800
Section IV - Personal Legal Liability
Covers you or any member of your household if held legally liable to pay compensation to third party for accident occurring in the home 		Up to S$200,000 Up to S$300,000 Up to S$400,000
Section V - Personal Belonging
Covers you or any member of your household for loss of or damage to Personal Belongings anywhere in Singapore caused by robbery 		Up to S$1,000 Up to S$1,000 Up to S$1,000

Important Notes:

The home protection plan will not pay:

  1. more than 25% of the Section I Sum Insured in the aggregate for any one Period of Insurance in respect of loss or damage cuased by or arising from Theft.
  2. more than 25% of the Section I Sum Insured in the aggregate for any one Period of Insurance in respect of loss or damage to Valuables. "Valuables" means jewellery, watches, furs, curios, works of art, antiques, stamps or coins collections and other collectable property, manuscripts, medals, items of gold, silver or other precious metals or precious stones.
  3. more than S$1,000 in respect of any one item or article. This limit does not apply to Renovations, furniture, personal computers, audio and video equipment, pianos or organs.
  4. for loss or damage while your home is unoccupied for more than 60 consecutive days.