ACTIVE Card

Overview | Features | Privileges | Application Details

Enjoy FREEDOM with these exclusive features

0.3% cashback* on all spending^#
Get 0.3% cashback every time you sign for your purchases locally as well as for local purchases made online and via mail order or telephone order

*0.3% cashback is calculated based on spend Singapore dollar denominated transactions amount on transaction date. Cashback earned for the current quarter's transactions (e.g. January to March) will be credited in the following month (i.e. April) to your Card and reflected in your monthly Debit/bank account statement (i.e. May). Cashback is not valid for PIN-based transactions (e.g. NETS, ATM, AXS, etc), foreign currency transactions and bill payments. If the Card and/or Primary Account is terminated at any time, for an reason, whether by Cardmember or DBS, any cashback earned will not be credited to the Cardmember's account.
#Effective 1 October 2011, minimum spending of S$500 per quarter is required to be entitled to the cashback.
Peace of mind with no lost/stolen card liability
In case of Card loss, theft or unauthorised disclosure of your PIN, you will not be liable for any payments made with your card before and after your loss is reported if:
- You notify us of such loss, theft or unauthorised disclosure immediatedly
- You help us in the recovery of the unauthorised charges
- You furnish us with a police report
- Such loss, theft or unauthorised disclosure is not due to your negligence or default
No annual fee
Exclusive privileges
Enjoy merchant privileges at your favourite retail stores and dining outlets, such as discounts off Dragon Brand Bird's Nest, Kenko Reflexology, OSIM, Old Hong Kong Group and more, on top of our usual 0.3% cashback.

For the full list of privileges we have specially put in place for you, please click here.
Special Tuesdays
Enjoy priority service and complimentary refreshments during the first three hours of branch opening every Tuesdays at all POSB branches
Easy transaction tracking
Receive a monthly consolidated bank account statement reflecting your transactions

Your HEALTH is a priority

Understand more about WEALTH planning

⁺Choice of charging retail purchases to Debit (purchases are deducted directly from your bank account) at retailers with EMV terminals. Simply inform the retailers your preferred mode of payment.

⁺⁺Active Value Plan is underwritten by MSIG Insurance (Singapore) Pte. Ltd. ("MSIG"). This is not a contract of insurance. Full details of the terms, conditions and exclusions of this insurance are provided in the Active Value Policy and will be sent to you upon acceptance of your application by MSIG Insurance. All the benefits of Active Value Plan (except "Personal Effects Benefit") are only payable subject to the occurrence of an Accident during the policy period. You should consider carefully if you are intending to switch personal accident policies, as this might be detrimental to your current and/or future needs.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact MSIG or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).

^ "Personal Effects" means clothing, musical and photographic equipment, computers, jewellery, watches and other personal property that the Insured Person normally wears or carries with him/her for social and domestic purposes all owned by the Insured Person. It does not include property held for business or professional purposes, money, credit/debit/cash/prepaid cards and property that is unlawful. Each claim is subject to per article limit S$250. This brochure is not a contract of insurance. Full details of the terms, conditions and exceptions of this insurance are provided in the Policy that will be sent to you upon acceptance of your application by MSIG.

^^ Please note that it is applicable for S$ Fixed Deposit between S$10,000 and S$49,999 for 6-month, 12-month, 18-month and 24-month tenors.

S$ Fixed Deposit Account is insured by the Singapore Deposit Insurance Corporation for aggregated coverage of up to S$50,000 per depositor. Deposits in excess of the amount insured by the Deposit Insurance Scheme are guaranteed by the Singapore Government.

** Unit Trust
Not valid in conjunction with other offers and we reserve the right to amend the terms and conditions of this offer without notice to you.

Investments are not deposits or other obligations of, or guaranteed by DBS Bank Ltd, and are subject to risks, including the possible loss of the principal amount invested. The value of the units and the income from the fund, if any, may rise or fall. Investors should read the prospectus available at any POSB branch before investing. This is published for information and general circulation only and does not have any regard to the specific investment objective, financial situation or the particular needs of any person. Investors may wish to seek advice from a financial adviser regarding the suitability of the investment product taking into account the specific investment objective, financial situation or particular needs of each person in receipt of this document before making a commitment to purchase an investment product. In the event that the reader chooses not to do so, he should consider carefully whether the product is suitable for him.