IDEAL™ is our corporate internet banking platform for corporate customers. It is an integrated, web-based cash management gateway that helps you manage your cash flows more efficiently.

With IDEAL™, you can:

Obtain timely financial information

• Track all transactions going through your accounts on a real-time basis
• Obtain real-time account balances of all your accounts with the bank

Effect payments online

You can administer payments more efficiently by submitting payment instructions online for the following:

• Account Transfers / Intra Company Transfers
• Telegraphic Transfers
• LLG / SKN
• Bank Drafts
• RTGS
• FD Placements
• Cheque Express

IDEAL™ has flexible authorisation methods that allow authorisers to approve transactions from any location with internet access.

Making payments in a timely and secured manner is crucial for any business. Using IDEAL™, you can integrate your account payable systems with DBS to achieve productivity gains and cost savings.

Apply for trade products in a flash
Apply for the latest product offerings in our IDEAL™ electronic banking system. You will be able to:

• Send trade financing applications electronically to DBS
• Prepare / reproduce standard LC (Letter of Credit) application formats
• Amend LCs
• Apply for Bank Guarantees to secure advance payments or as performance or tender bonds
• Amend your Bank Guarantees

Achieve automated account reconciliation
Account statements and information about your transactional activities can be downloaded into your financial system for reconciliation.

Security

IDEAL™ is designed with the highest level of security, with various levels of control checks set up as per your specifications. Your data is encrypted with 128 bit and 1024 RSA encryption technology.

IDEAL™ is browser-based and easy to use. It is conveniently accessible from any location in the world via the internet, through any Internet Service Provide (ISP). There is no additional investment in hardware or software required, and the system requirements are non-demanding and economical to meet.

Terms & Conditions governing IDEAL (PDF)

For more details on IDEAL™, please contact us at +62 81 191 9993.

Our service commitment to you

At DBS, we take your banking transactions seriously. We aim to deliver our products and services to you in an error-free and efficient manner.

We strive to process our customers' banking transactions right the first time, every time. Stringent internal quality procedures and Continuous Process Improvement Program are in place to ensure consistent, high-quality performance.