Dana Bantuan Sahabat

 

Product Features

   

 

Flat Interest Rate per month*

 

Tenure

> IDR 75,000,000.-

IDR 20,000,000.- - 75,000,000.-

< IDR 20,000,000.-

 

12 months

1.50%

1.79%

1.89%

Interest

18 months

1.50%

1.79%

1.89%

Rates

24 months

1.50%

1.79%

1.89%

 

30 months

1.50%

1.79%

1.89%

 

36 months

1.50%

1.79%

1.89%

 

Interest Rate will be calculated based on annuity method (effective interest rate)*

 

Provision Fee**

3.5% (for all tenures)

Fees

Late Fee

IDR 200,000.- per late fee

 

Early Settlement Fee

5% from the outstanding loan

 

Cancellation Fee

Follows the Early Settlement fee

Loan Limit

Maximum Loan Limit

Up to IDR 200,000,000.-

           

* The interest rate is calculated based on factoring 360 (three hundred and sixty) days in a year and the total number of days that have elapsed are calculated from day to day and this is the total amount that must be paid by the customer to the Bank

**Provision fee will be deducted one time from approved loan limit

 

 

0% Provision Fee

 

Terms and Conditions:

1. Minimum loan amount approved is more than IDR 75,000,000.-
2. Only available for tenure options 24 and 36 months

 

Additional document requirements: 

 

DOCUMENT***

Salaried Employee

Self-Employed

Professional

Original or photocopy of last month’s Credit Card Billing

v

v

v

***If required Bank has the right to request additional documents.

 

 

Installment Calculation

 

Dana Bantuan Sahabat’s monthly installment calculation:

Monthly installment  = Principle + (Principle x Flat Interest Rate x Tenure)
                                                                            Tenure

Example:

 

Loan Amount

IDR 50,000,000.-

Tenure

24 months

 

Monthly installment  = IDR 50,000,000.- + (IDR 50,000,000.- x 1.79% x 24)
                                                                             24

                                                = IDR 2,978,334.-

 

 

Payment Channel

 

To avoid any late charges, the Bank recommends to pay the monthly installment not more than 3 working days before the due date. Below is the list of Dana Bantuan Sahabat’s payment channels:

 

Payment Channel

Transaction Fees

ATM BCA

IDR    7,500.-

ALTO

IDR    5,000.-

ATM Bersama

Based on each Bank's regulation

DBS Bank Counter (Teller)

IDR  50,000.-

Sistem Kliring Nasional (SKN)

Based on each Bank's regulation

Important Notes:
Please add the transaction fees to the monthly installment or the payment will be deemed insufficient and result in late charges.

 

 

Branch Office Rumah DBS

 

1. Komplek Ruko Duta Merlin Blok A No. 15 – 16. Jl. Gajah Mada No. 3 – 5. Jakarta Pusat
2. Jl. Prapatan Raya No. 8B. Senen. Jakarta Pusat
3. Jl. Tebet Barat IX No. 31A. Tebet. Jakarta Selatan
4. Jl. Kemanggisan Utama Raya No. 19 B1. Slipi. Jakarta Barat
5. Komplek Ruko Sutera Niaga 1 No. 3. Serpong

  

For more information call DBSI Customer Centre at (021) 23 56 56 56

 

Apply Now! Send SMS with format:

DBS(space)NAME#MOBILEPHONE#CITY to 9333

Tariff IDR 500.- per SMS (before tax)

 

 

 

 [Last Updated: 21 February 2013]