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Personal Banking

 
 
Mortgage Loan

Favourable Interest Rate
RMB loan: Not less than RMB benchmark lending rate

Flexible Mortgage Terms:
Loan Tenor up to 30 years ,Loan-to-value ratio up to 70%.

Professional mortgage loan consultancy services:
Our dedicated and professional DBS staff will be on hand to provide you with the advice that you need

Flexible mortgage fee and charges
Fees waiver (i.e., valuation fees [except Dongguan Branch] and legal fees) Complimentary home insurance

Target customer
PRC citizens and foreign residents (including foreign nationals, Hong Kong, Macao, and Taiwan residents, as well as overseas Chinese)

Documents required for application for mortgage loans for personal houses and serviced apartments

  1. Loanees’/mortgagers’ identity documents
  2. Copies of residence booklets (applicable to Chinese citizens)
  3. Marital Certificate
  4. Income certificates approved by banks
  5. House Purchase Contracts or Agreements
  6. Invoice/receipt of down payment
  7. Ownership certificate of the property purchased
  8. Other documents required by the Bank