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| Structured Investment Products |
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Structured Investment Products is a form of investment product. A SIP is typical linked to financial instruments which include equities, interest rates, market indices, fixed income instruments, foreign exchange or a combination of these.
The return on a Structured Investment Product is usually dependent on the performance of the underlying financial instruments and may fluctuate with market trends |
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| Premium Investment |
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PI is a structured investment product that combines foreign currency term deposits with foreign exchange futures, but does not guarantee the principle. In this investment, the customer will sell the futures to the Bank at a pre-agreed exchange rate in order to achieve higher returns than most general foreign currency term deposits generate. PI customers will gain enhanced yields on top of the general foreign currency term deposit interest rate due to the fixed price at selling the futures. However, this means that the customer necessarily has to undertake higher risks on the foreign exchange rate |
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